Stamp Duty Calculator Australia 2026
Calculate transfer duty for all 8 Australian states and territories — including First Home Buyer concessions, FHOG eligibility, PPR reductions, and conveyancing estimates. Updated for 2026 State Revenue Office schedules.
Enter the contract purchase price (before any grant or rebate)
⚠️ Estimates only. For exact duty payable, consult a licensed conveyancer or your state's Revenue Office.
First Home Buyer Concessions by State (2026)
| State | Exemption Threshold | Partial Concession | FHOG (New Homes) |
|---|---|---|---|
| WA | ≤$450k — Full exemption | $450k–$600k — Sliding scale | $10,000 |
| NSW | ≤$650k established / ≤$800k new — Full exemption | Up to $800k / $1M | $10,000 |
| VIC | ≤$600k new home — Full exemption | Up to $750k (new) | $10,000 (metro) / $20,000 (regional) |
| QLD | Home concession rate applied ≤$500k | — | $30,000 |
| SA | No duty exemption | — | $15,000 (new only) |
| TAS | 50% reduction ≤$600k | — | $10,000 |
| ACT | Full exemption (income-tested, HBCS) | — | $7,000 (new) |
| NT | No duty concession | — | $10,000 |
Frequently Asked Questions
What is stamp duty in Australia?
Stamp duty (officially 'transfer duty' or 'conveyance duty' in most states) is a government tax levied on the transfer of real estate and certain other assets. The amount payable depends on the purchase price, state, buyer type (first home buyer, owner-occupier, or investor), and property type (established, new, or vacant land).
Do first home buyers pay stamp duty in Australia?
Many first home buyers receive significant concessions or full exemptions from stamp duty. In WA, established homes up to $450,000 are fully exempt. In NSW, first home buyers pay no duty on new homes under $800,000. In VIC, new homes under $600,000 are fully exempt. ACT has an income-tested full exemption through the HBCS scheme. Thresholds and conditions vary by state and are updated in this calculator for 2026.
How much stamp duty will I pay on a $600,000 property?
Stamp duty on a $600,000 property varies significantly by state: WA: approximately $20,990; NSW: approximately $22,530; VIC: approximately $31,070; QLD: approximately $18,525; SA: approximately $26,830; ACT: approximately $22,440. First home buyer concessions can reduce or eliminate these amounts. Use the calculator above to see the exact figure for your state and buyer type.
What is the First Home Owner Grant (FHOG)?
The First Home Owner Grant is a one-time government payment to assist eligible first home buyers. Amounts vary by state and property type: WA: $10,000 for new homes; NSW: $10,000 for new homes; VIC: $10,000 for new homes in metro or $20,000 in regional areas; QLD: $30,000 for new homes; SA: $15,000 for new homes; TAS: $10,000. The FHOG is only available for newly built homes (not established properties) in most states.
What is conveyancing and how much does it cost?
Conveyancing is the legal process of transferring property ownership from seller to buyer. A licensed conveyancer or solicitor handles searches, document preparation, and settlement. Costs in Australia typically range from $1,200–$1,800 for properties under $1M and $2,000–$3,000 for properties over $1M. Our calculator provides an estimate — actual quotes may vary.